Call report 2003Q2
BANK OF PONTIAC — 2003Q2
The 22 measures BANK OF PONTIAC reported to the FFIEC for 2003Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 224,580,000 | USD | evidence → |
| Total loans | 139,730,000 | USD | evidence → |
| Allowance for loan losses | 3,028,000 | USD | evidence → |
| Securities available for sale | 68,026,000 | USD | evidence → |
| Securities held to maturity | 736,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 187,836,000 | USD | evidence → |
| Interest-bearing deposits | 167,691,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,145,000 | USD | evidence → |
| Equity capital | 30,356,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,782,000 | USD | evidence → |
| Interest expense | 1,963,000 | USD | evidence → |
| Net interest income | 4,819,000 | USD | evidence → |
| Noninterest income | 935,000 | USD | evidence → |
| Noninterest expense | 2,414,000 | USD | evidence → |
| Provision for loan losses | 300,000 | USD | evidence → |
| Pretax income | 3,050,000 | USD | evidence → |
| Income tax | 1,058,000 | USD | evidence → |
| Net income | 1,992,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 28,324,000 | USD | evidence → |
| Total capital | 29,865,000 | USD | evidence → |
| Risk-weighted assets | 121,783,000 | USD | evidence → |