Call report 2003Q1
BANK OF PONTIAC — 2003Q1
The 22 measures BANK OF PONTIAC reported to the FFIEC for 2003Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 217,848,000 | USD | evidence → |
| Total loans | 137,909,000 | USD | evidence → |
| Allowance for loan losses | 2,975,000 | USD | evidence → |
| Securities available for sale | 62,018,000 | USD | evidence → |
| Securities held to maturity | 738,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 183,764,000 | USD | evidence → |
| Interest-bearing deposits | 165,731,000 | USD | evidence → |
| Noninterest-bearing deposits | 18,033,000 | USD | evidence → |
| Equity capital | 29,440,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,451,000 | USD | evidence → |
| Interest expense | 1,016,000 | USD | evidence → |
| Net interest income | 2,435,000 | USD | evidence → |
| Noninterest income | 453,000 | USD | evidence → |
| Noninterest expense | 1,193,000 | USD | evidence → |
| Provision for loan losses | 150,000 | USD | evidence → |
| Pretax income | 1,545,000 | USD | evidence → |
| Income tax | 520,000 | USD | evidence → |
| Net income | 1,025,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 27,732,000 | USD | evidence → |
| Total capital | 29,240,000 | USD | evidence → |
| Risk-weighted assets | 119,173,000 | USD | evidence → |