Call report 2002Q4
BANK OF PONTIAC — 2002Q4
The 22 measures BANK OF PONTIAC reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 221,413,000 | USD | evidence → |
| Total loans | 137,656,000 | USD | evidence → |
| Allowance for loan losses | 2,932,000 | USD | evidence → |
| Securities available for sale | 63,919,000 | USD | evidence → |
| Securities held to maturity | 760,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 186,673,000 | USD | evidence → |
| Interest-bearing deposits | 167,229,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,444,000 | USD | evidence → |
| Equity capital | 28,891,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,932,000 | USD | evidence → |
| Interest expense | 5,357,000 | USD | evidence → |
| Net interest income | 8,575,000 | USD | evidence → |
| Noninterest income | 1,891,000 | USD | evidence → |
| Noninterest expense | 4,601,000 | USD | evidence → |
| Provision for loan losses | 850,000 | USD | evidence → |
| Pretax income | 5,029,000 | USD | evidence → |
| Income tax | 1,672,000 | USD | evidence → |
| Net income | 3,357,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 27,082,000 | USD | evidence → |
| Total capital | 28,586,000 | USD | evidence → |
| Risk-weighted assets | 118,915,000 | USD | evidence → |