Call report 2025Q2
WEST POINT BANK — 2025Q2
The 22 measures WEST POINT BANK reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 538,887,000 | USD | evidence → |
| Total loans | 426,839,000 | USD | evidence → |
| Allowance for loan losses | 2,180,000 | USD | evidence → |
| Securities available for sale | 76,729,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 448,241,000 | USD | evidence → |
| Interest-bearing deposits | 368,062,000 | USD | evidence → |
| Noninterest-bearing deposits | 80,179,000 | USD | evidence → |
| Equity capital | 34,217,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 15,860,000 | USD | evidence → |
| Interest expense | 8,596,000 | USD | evidence → |
| Net interest income | 7,264,000 | USD | evidence → |
| Noninterest income | 594,000 | USD | evidence → |
| Noninterest expense | 4,706,000 | USD | evidence → |
| Provision for loan losses | 156,000 | USD | evidence → |
| Pretax income | 3,003,000 | USD | evidence → |
| Income tax | 686,000 | USD | evidence → |
| Net income | 2,317,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 43,657,000 | USD | evidence → |
| Total capital | 45,930,000 | USD | evidence → |
| Risk-weighted assets | 402,561,000 | USD | evidence → |