Call report 2025Q3
WEST POINT BANK — 2025Q3
The 22 measures WEST POINT BANK reported to the FFIEC for 2025Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 541,990,000 | USD | evidence → |
| Total loans | 433,870,000 | USD | evidence → |
| Allowance for loan losses | 2,185,000 | USD | evidence → |
| Securities available for sale | 77,590,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 460,546,000 | USD | evidence → |
| Interest-bearing deposits | 378,341,000 | USD | evidence → |
| Noninterest-bearing deposits | 82,205,000 | USD | evidence → |
| Equity capital | 36,766,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 23,826,000 | USD | evidence → |
| Interest expense | 12,910,000 | USD | evidence → |
| Net interest income | 10,916,000 | USD | evidence → |
| Noninterest income | 903,000 | USD | evidence → |
| Noninterest expense | 6,778,000 | USD | evidence → |
| Provision for loan losses | 159,000 | USD | evidence → |
| Pretax income | 4,889,000 | USD | evidence → |
| Income tax | 1,127,000 | USD | evidence → |
| Net income | 3,762,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 44,977,000 | USD | evidence → |
| Total capital | 47,254,000 | USD | evidence → |
| Risk-weighted assets | 407,615,000 | USD | evidence → |