Call report 2025Q1
WEST POINT BANK — 2025Q1
The 22 measures WEST POINT BANK reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 535,955,000 | USD | evidence → |
| Total loans | 421,052,000 | USD | evidence → |
| Allowance for loan losses | 2,035,000 | USD | evidence → |
| Securities available for sale | 76,976,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 446,822,000 | USD | evidence → |
| Interest-bearing deposits | 368,617,000 | USD | evidence → |
| Noninterest-bearing deposits | 78,205,000 | USD | evidence → |
| Equity capital | 32,966,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,831,000 | USD | evidence → |
| Interest expense | 4,331,000 | USD | evidence → |
| Net interest income | 3,500,000 | USD | evidence → |
| Noninterest income | 280,000 | USD | evidence → |
| Noninterest expense | 2,415,000 | USD | evidence → |
| Provision for loan losses | 7,000 | USD | evidence → |
| Pretax income | 1,365,000 | USD | evidence → |
| Income tax | 310,000 | USD | evidence → |
| Net income | 1,055,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 42,521,000 | USD | evidence → |
| Total capital | 44,648,000 | USD | evidence → |
| Risk-weighted assets | 399,207,000 | USD | evidence → |