Call report 2024Q4
WEST POINT BANK — 2024Q4
The 22 measures WEST POINT BANK reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 525,049,000 | USD | evidence → |
| Total loans | 414,923,000 | USD | evidence → |
| Allowance for loan losses | 2,026,000 | USD | evidence → |
| Securities available for sale | 76,935,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 433,149,000 | USD | evidence → |
| Interest-bearing deposits | 361,277,000 | USD | evidence → |
| Noninterest-bearing deposits | 71,872,000 | USD | evidence → |
| Equity capital | 31,299,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 28,555,000 | USD | evidence → |
| Interest expense | 17,564,000 | USD | evidence → |
| Net interest income | 10,991,000 | USD | evidence → |
| Noninterest income | 1,212,000 | USD | evidence → |
| Noninterest expense | 8,641,000 | USD | evidence → |
| Provision for loan losses | 250,000 | USD | evidence → |
| Pretax income | 3,294,000 | USD | evidence → |
| Income tax | 467,000 | USD | evidence → |
| Net income | 2,827,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 41,615,000 | USD | evidence → |
| Total capital | 43,742,000 | USD | evidence → |
| Risk-weighted assets | 394,948,000 | USD | evidence → |
Machine access — free, no API key
Every figure shown here about WEST POINT BANK — 2024Q4 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.