Call report 2023Q3
WEST POINT BANK — 2023Q3
The 22 measures WEST POINT BANK reported to the FFIEC for 2023Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 449,792,000 | USD | evidence → |
| Total loans | 345,667,000 | USD | evidence → |
| Allowance for loan losses | 1,533,000 | USD | evidence → |
| Securities available for sale | 75,168,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 344,498,000 | USD | evidence → |
| Interest-bearing deposits | 268,166,000 | USD | evidence → |
| Noninterest-bearing deposits | 76,332,000 | USD | evidence → |
| Equity capital | 25,568,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 15,256,000 | USD | evidence → |
| Interest expense | 9,023,000 | USD | evidence → |
| Net interest income | 6,233,000 | USD | evidence → |
| Noninterest income | 1,425,000 | USD | evidence → |
| Noninterest expense | 5,500,000 | USD | evidence → |
| Provision for loan losses | 121,000 | USD | evidence → |
| Pretax income | 2,132,000 | USD | evidence → |
| Income tax | 488,000 | USD | evidence → |
| Net income | 1,644,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 39,272,000 | USD | evidence → |
| Total capital | 40,892,000 | USD | evidence → |
| Risk-weighted assets | 335,398,000 | USD | evidence → |