Call report 2023Q4
WEST POINT BANK — 2023Q4
The 22 measures WEST POINT BANK reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 473,127,000 | USD | evidence → |
| Total loans | 363,052,000 | USD | evidence → |
| Allowance for loan losses | 1,770,000 | USD | evidence → |
| Securities available for sale | 79,927,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 366,819,000 | USD | evidence → |
| Interest-bearing deposits | 292,116,000 | USD | evidence → |
| Noninterest-bearing deposits | 74,703,000 | USD | evidence → |
| Equity capital | 29,733,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 21,495,000 | USD | evidence → |
| Interest expense | 13,015,000 | USD | evidence → |
| Net interest income | 8,480,000 | USD | evidence → |
| Noninterest income | 1,741,000 | USD | evidence → |
| Noninterest expense | 7,523,000 | USD | evidence → |
| Provision for loan losses | 357,000 | USD | evidence → |
| Pretax income | 2,441,000 | USD | evidence → |
| Income tax | 455,000 | USD | evidence → |
| Net income | 1,986,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 39,414,000 | USD | evidence → |
| Total capital | 41,266,000 | USD | evidence → |
| Risk-weighted assets | 346,051,000 | USD | evidence → |
Machine access — free, no API key
Every figure shown here about WEST POINT BANK — 2023Q4 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.