Call report 2023Q2
WEST POINT BANK — 2023Q2
The 22 measures WEST POINT BANK reported to the FFIEC for 2023Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 427,064,000 | USD | evidence → |
| Total loans | 318,362,000 | USD | evidence → |
| Allowance for loan losses | 1,396,000 | USD | evidence → |
| Securities available for sale | 80,151,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 341,062,000 | USD | evidence → |
| Interest-bearing deposits | 267,377,000 | USD | evidence → |
| Noninterest-bearing deposits | 73,685,000 | USD | evidence → |
| Equity capital | 27,689,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,645,000 | USD | evidence → |
| Interest expense | 5,639,000 | USD | evidence → |
| Net interest income | 4,006,000 | USD | evidence → |
| Noninterest income | 479,000 | USD | evidence → |
| Noninterest expense | 3,674,000 | USD | evidence → |
| Provision for loan losses | -15,000 | USD | evidence → |
| Pretax income | 933,000 | USD | evidence → |
| Income tax | 135,000 | USD | evidence → |
| Net income | 798,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 38,676,000 | USD | evidence → |
| Total capital | 40,147,000 | USD | evidence → |
| Risk-weighted assets | 311,368,000 | USD | evidence → |