Call report 2023Q1
WEST POINT BANK — 2023Q1
The 22 measures WEST POINT BANK reported to the FFIEC for 2023Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 416,629,000 | USD | evidence → |
| Total loans | 307,111,000 | USD | evidence → |
| Allowance for loan losses | 1,405,000 | USD | evidence → |
| Securities available for sale | 82,873,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 338,040,000 | USD | evidence → |
| Interest-bearing deposits | 268,003,000 | USD | evidence → |
| Noninterest-bearing deposits | 70,037,000 | USD | evidence → |
| Equity capital | 28,810,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,579,000 | USD | evidence → |
| Interest expense | 2,604,000 | USD | evidence → |
| Net interest income | 1,975,000 | USD | evidence → |
| Noninterest income | 235,000 | USD | evidence → |
| Noninterest expense | 1,728,000 | USD | evidence → |
| Provision for loan losses | -5,000 | USD | evidence → |
| Pretax income | 478,000 | USD | evidence → |
| Income tax | 105,000 | USD | evidence → |
| Net income | 373,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 38,451,000 | USD | evidence → |
| Total capital | 39,921,000 | USD | evidence → |
| Risk-weighted assets | 302,541,000 | USD | evidence → |