Call report 2022Q4
WEST POINT BANK — 2022Q4
The 22 measures WEST POINT BANK reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 396,988,000 | USD | evidence → |
| Total loans | 289,205,000 | USD | evidence → |
| Allowance for loan losses | 1,409,000 | USD | evidence → |
| Securities available for sale | 82,269,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 332,605,000 | USD | evidence → |
| Interest-bearing deposits | 257,157,000 | USD | evidence → |
| Noninterest-bearing deposits | 75,448,000 | USD | evidence → |
| Equity capital | 27,428,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,930,000 | USD | evidence → |
| Interest expense | 3,540,000 | USD | evidence → |
| Net interest income | 10,390,000 | USD | evidence → |
| Noninterest income | 978,000 | USD | evidence → |
| Noninterest expense | 6,919,000 | USD | evidence → |
| Provision for loan losses | 260,000 | USD | evidence → |
| Pretax income | 4,254,000 | USD | evidence → |
| Income tax | 896,000 | USD | evidence → |
| Net income | 3,358,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 38,278,000 | USD | evidence → |
| Total capital | 39,687,000 | USD | evidence → |
| Risk-weighted assets | 287,569,000 | USD | evidence → |