Call report 2022Q3
WEST POINT BANK — 2022Q3
The 22 measures WEST POINT BANK reported to the FFIEC for 2022Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 368,576,000 | USD | evidence → |
| Total loans | 260,475,000 | USD | evidence → |
| Allowance for loan losses | 1,408,000 | USD | evidence → |
| Securities available for sale | 85,293,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 333,523,000 | USD | evidence → |
| Interest-bearing deposits | 257,825,000 | USD | evidence → |
| Noninterest-bearing deposits | 75,698,000 | USD | evidence → |
| Equity capital | 27,116,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,005,000 | USD | evidence → |
| Interest expense | 1,683,000 | USD | evidence → |
| Net interest income | 8,322,000 | USD | evidence → |
| Noninterest income | 740,000 | USD | evidence → |
| Noninterest expense | 5,111,000 | USD | evidence → |
| Provision for loan losses | 260,000 | USD | evidence → |
| Pretax income | 3,756,000 | USD | evidence → |
| Income tax | 870,000 | USD | evidence → |
| Net income | 2,886,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 38,006,000 | USD | evidence → |
| Total capital | 39,414,000 | USD | evidence → |
| Risk-weighted assets | 262,338,000 | USD | evidence → |