Call report 2022Q2
WEST POINT BANK — 2022Q2
The 22 measures WEST POINT BANK reported to the FFIEC for 2022Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 379,149,000 | USD | evidence → |
| Total loans | 246,720,000 | USD | evidence → |
| Allowance for loan losses | 1,334,000 | USD | evidence → |
| Securities available for sale | 88,837,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 348,840,000 | USD | evidence → |
| Interest-bearing deposits | 272,517,000 | USD | evidence → |
| Noninterest-bearing deposits | 76,323,000 | USD | evidence → |
| Equity capital | 27,453,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,413,000 | USD | evidence → |
| Interest expense | 791,000 | USD | evidence → |
| Net interest income | 5,622,000 | USD | evidence → |
| Noninterest income | 518,000 | USD | evidence → |
| Noninterest expense | 3,416,000 | USD | evidence → |
| Provision for loan losses | 190,000 | USD | evidence → |
| Pretax income | 2,534,000 | USD | evidence → |
| Income tax | 578,000 | USD | evidence → |
| Net income | 1,956,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 37,277,000 | USD | evidence → |
| Total capital | 38,611,000 | USD | evidence → |
| Risk-weighted assets | 245,066,000 | USD | evidence → |