Call report 2019Q4
WEST POINT BANK — 2019Q4
The 22 measures WEST POINT BANK reported to the FFIEC for 2019Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 284,901,000 | USD | evidence → |
| Total loans | 185,552,000 | USD | evidence → |
| Allowance for loan losses | 592,000 | USD | evidence → |
| Securities available for sale | 82,605,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 171,008,000 | USD | evidence → |
| Interest-bearing deposits | 132,656,000 | USD | evidence → |
| Noninterest-bearing deposits | 38,352,000 | USD | evidence → |
| Equity capital | 25,214,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,434,000 | USD | evidence → |
| Interest expense | 4,025,000 | USD | evidence → |
| Net interest income | 7,409,000 | USD | evidence → |
| Noninterest income | 615,000 | USD | evidence → |
| Noninterest expense | 5,137,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 2,879,000 | USD | evidence → |
| Income tax | 425,000 | USD | evidence → |
| Net income | 2,454,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 25,182,000 | USD | evidence → |
| Total capital | 25,774,000 | USD | evidence → |
| Risk-weighted assets | 206,499,000 | USD | evidence → |