Call report 2020Q1
WEST POINT BANK — 2020Q1
The 22 measures WEST POINT BANK reported to the FFIEC for 2020Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 273,673,000 | USD | evidence → |
| Total loans | 189,682,000 | USD | evidence → |
| Allowance for loan losses | 665,000 | USD | evidence → |
| Securities available for sale | 66,905,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 243,956,000 | USD | evidence → |
| Interest-bearing deposits | 199,723,000 | USD | evidence → |
| Noninterest-bearing deposits | 44,233,000 | USD | evidence → |
| Equity capital | 26,257,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,022,000 | USD | evidence → |
| Interest expense | 822,000 | USD | evidence → |
| Net interest income | 2,200,000 | USD | evidence → |
| Noninterest income | 167,000 | USD | evidence → |
| Noninterest expense | 1,238,000 | USD | evidence → |
| Provision for loan losses | 40,000 | USD | evidence → |
| Pretax income | 1,117,000 | USD | evidence → |
| Income tax | 229,000 | USD | evidence → |
| Net income | 888,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 25,945,000 | USD | evidence → |
| Total capital | 26,610,000 | USD | evidence → |
| Risk-weighted assets | 193,591,000 | USD | evidence → |