Call report 2019Q3
WEST POINT BANK — 2019Q3
The 22 measures WEST POINT BANK reported to the FFIEC for 2019Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 295,268,000 | USD | evidence → |
| Total loans | 180,867,000 | USD | evidence → |
| Allowance for loan losses | 622,000 | USD | evidence → |
| Securities available for sale | 100,566,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 181,556,000 | USD | evidence → |
| Interest-bearing deposits | 140,681,000 | USD | evidence → |
| Noninterest-bearing deposits | 40,875,000 | USD | evidence → |
| Equity capital | 24,218,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,366,000 | USD | evidence → |
| Interest expense | 3,026,000 | USD | evidence → |
| Net interest income | 5,340,000 | USD | evidence → |
| Noninterest income | 449,000 | USD | evidence → |
| Noninterest expense | 3,826,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,955,000 | USD | evidence → |
| Income tax | 383,000 | USD | evidence → |
| Net income | 1,572,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 24,425,000 | USD | evidence → |
| Total capital | 25,047,000 | USD | evidence → |
| Risk-weighted assets | 201,816,000 | USD | evidence → |