Call report 2019Q2
WEST POINT BANK — 2019Q2
The 22 measures WEST POINT BANK reported to the FFIEC for 2019Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 276,060,000 | USD | evidence → |
| Total loans | 173,547,000 | USD | evidence → |
| Allowance for loan losses | 632,000 | USD | evidence → |
| Securities available for sale | 85,605,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 171,415,000 | USD | evidence → |
| Interest-bearing deposits | 130,843,000 | USD | evidence → |
| Noninterest-bearing deposits | 40,572,000 | USD | evidence → |
| Equity capital | 23,718,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,436,000 | USD | evidence → |
| Interest expense | 1,932,000 | USD | evidence → |
| Net interest income | 3,504,000 | USD | evidence → |
| Noninterest income | 294,000 | USD | evidence → |
| Noninterest expense | 2,462,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,329,000 | USD | evidence → |
| Income tax | 257,000 | USD | evidence → |
| Net income | 1,072,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 24,050,000 | USD | evidence → |
| Total capital | 24,682,000 | USD | evidence → |
| Risk-weighted assets | 196,804,000 | USD | evidence → |