Call report 2016Q1
WEST POINT BANK — 2016Q1
The 22 measures WEST POINT BANK reported to the FFIEC for 2016Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 213,828,000 | USD | evidence → |
| Total loans | 71,891,000 | USD | evidence → |
| Allowance for loan losses | 765,000 | USD | evidence → |
| Securities available for sale | 122,827,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 84,371,000 | USD | evidence → |
| Interest-bearing deposits | 59,809,000 | USD | evidence → |
| Noninterest-bearing deposits | 24,562,000 | USD | evidence → |
| Equity capital | 18,635,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,473,000 | USD | evidence → |
| Interest expense | 86,000 | USD | evidence → |
| Net interest income | 1,387,000 | USD | evidence → |
| Noninterest income | 134,000 | USD | evidence → |
| Noninterest expense | 850,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 674,000 | USD | evidence → |
| Income tax | 210,000 | USD | evidence → |
| Net income | 464,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,403,000 | USD | evidence → |
| Total capital | 19,168,000 | USD | evidence → |
| Risk-weighted assets | 111,944,000 | USD | evidence → |