Call report 2016Q2
WEST POINT BANK — 2016Q2
The 22 measures WEST POINT BANK reported to the FFIEC for 2016Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 221,900,000 | USD | evidence → |
| Total loans | 78,703,000 | USD | evidence → |
| Allowance for loan losses | 770,000 | USD | evidence → |
| Securities available for sale | 118,697,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 85,932,000 | USD | evidence → |
| Interest-bearing deposits | 58,666,000 | USD | evidence → |
| Noninterest-bearing deposits | 27,266,000 | USD | evidence → |
| Equity capital | 19,418,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,022,000 | USD | evidence → |
| Interest expense | 176,000 | USD | evidence → |
| Net interest income | 2,846,000 | USD | evidence → |
| Noninterest income | 268,000 | USD | evidence → |
| Noninterest expense | 1,811,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,305,000 | USD | evidence → |
| Income tax | 414,000 | USD | evidence → |
| Net income | 891,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,706,000 | USD | evidence → |
| Total capital | 19,476,000 | USD | evidence → |
| Risk-weighted assets | 120,563,000 | USD | evidence → |