Call report 2015Q4
WEST POINT BANK — 2015Q4
The 22 measures WEST POINT BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 178,988,000 | USD | evidence → |
| Total loans | 68,711,000 | USD | evidence → |
| Allowance for loan losses | 755,000 | USD | evidence → |
| Securities available for sale | 81,997,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 82,051,000 | USD | evidence → |
| Interest-bearing deposits | 61,278,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,773,000 | USD | evidence → |
| Equity capital | 18,075,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,370,000 | USD | evidence → |
| Interest expense | 388,000 | USD | evidence → |
| Net interest income | 4,982,000 | USD | evidence → |
| Noninterest income | 418,000 | USD | evidence → |
| Noninterest expense | 3,460,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 2,051,000 | USD | evidence → |
| Income tax | 538,000 | USD | evidence → |
| Net income | 1,513,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,064,000 | USD | evidence → |
| Total capital | 18,819,000 | USD | evidence → |
| Risk-weighted assets | 93,001,000 | USD | evidence → |