Call report 2015Q3
WEST POINT BANK — 2015Q3
The 22 measures WEST POINT BANK reported to the FFIEC for 2015Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 172,149,000 | USD | evidence → |
| Total loans | 66,109,000 | USD | evidence → |
| Allowance for loan losses | 750,000 | USD | evidence → |
| Securities available for sale | 76,827,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 81,861,000 | USD | evidence → |
| Interest-bearing deposits | 62,127,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,734,000 | USD | evidence → |
| Equity capital | 17,677,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,944,000 | USD | evidence → |
| Interest expense | 297,000 | USD | evidence → |
| Net interest income | 3,647,000 | USD | evidence → |
| Noninterest income | 333,000 | USD | evidence → |
| Noninterest expense | 2,531,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,560,000 | USD | evidence → |
| Income tax | 479,000 | USD | evidence → |
| Net income | 1,081,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,633,000 | USD | evidence → |
| Total capital | 18,383,000 | USD | evidence → |
| Risk-weighted assets | 72,219,000 | USD | evidence → |