Call report 2013Q3
WEST POINT BANK — 2013Q3
The 22 measures WEST POINT BANK reported to the FFIEC for 2013Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 162,807,000 | USD | evidence → |
| Total loans | 60,351,000 | USD | evidence → |
| Allowance for loan losses | 802,000 | USD | evidence → |
| Securities available for sale | 70,563,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 86,653,000 | USD | evidence → |
| Interest-bearing deposits | 68,761,000 | USD | evidence → |
| Noninterest-bearing deposits | 17,892,000 | USD | evidence → |
| Equity capital | 13,550,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,411,000 | USD | evidence → |
| Interest expense | 403,000 | USD | evidence → |
| Net interest income | 3,008,000 | USD | evidence → |
| Noninterest income | 282,000 | USD | evidence → |
| Noninterest expense | 2,347,000 | USD | evidence → |
| Provision for loan losses | 44,000 | USD | evidence → |
| Pretax income | 895,000 | USD | evidence → |
| Income tax | 255,000 | USD | evidence → |
| Net income | 640,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,856,000 | USD | evidence → |
| Total capital | 15,658,000 | USD | evidence → |
| Risk-weighted assets | 64,235,000 | USD | evidence → |