Call report 2013Q2
WEST POINT BANK — 2013Q2
The 22 measures WEST POINT BANK reported to the FFIEC for 2013Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 156,095,000 | USD | evidence → |
| Total loans | 61,253,000 | USD | evidence → |
| Allowance for loan losses | 798,000 | USD | evidence → |
| Securities available for sale | 62,632,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 82,985,000 | USD | evidence → |
| Interest-bearing deposits | 65,734,000 | USD | evidence → |
| Noninterest-bearing deposits | 17,251,000 | USD | evidence → |
| Equity capital | 13,823,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,178,000 | USD | evidence → |
| Interest expense | 271,000 | USD | evidence → |
| Net interest income | 1,907,000 | USD | evidence → |
| Noninterest income | 177,000 | USD | evidence → |
| Noninterest expense | 1,548,000 | USD | evidence → |
| Provision for loan losses | 44,000 | USD | evidence → |
| Pretax income | 492,000 | USD | evidence → |
| Income tax | 137,000 | USD | evidence → |
| Net income | 355,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,570,000 | USD | evidence → |
| Total capital | 15,336,000 | USD | evidence → |
| Risk-weighted assets | 61,273,000 | USD | evidence → |