Call report 2013Q4
WEST POINT BANK — 2013Q4
The 22 measures WEST POINT BANK reported to the FFIEC for 2013Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 160,025,000 | USD | evidence → |
| Total loans | 60,095,000 | USD | evidence → |
| Allowance for loan losses | 795,000 | USD | evidence → |
| Securities available for sale | 70,346,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 82,578,000 | USD | evidence → |
| Interest-bearing deposits | 66,156,000 | USD | evidence → |
| Noninterest-bearing deposits | 16,422,000 | USD | evidence → |
| Equity capital | 13,733,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,749,000 | USD | evidence → |
| Interest expense | 533,000 | USD | evidence → |
| Net interest income | 4,216,000 | USD | evidence → |
| Noninterest income | 277,000 | USD | evidence → |
| Noninterest expense | 3,195,000 | USD | evidence → |
| Provision for loan losses | 44,000 | USD | evidence → |
| Pretax income | 1,249,000 | USD | evidence → |
| Income tax | 375,000 | USD | evidence → |
| Net income | 874,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,089,000 | USD | evidence → |
| Total capital | 15,874,000 | USD | evidence → |
| Risk-weighted assets | 62,778,000 | USD | evidence → |