Call report 2013Q1
WEST POINT BANK — 2013Q1
The 22 measures WEST POINT BANK reported to the FFIEC for 2013Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 155,409,000 | USD | evidence → |
| Total loans | 63,393,000 | USD | evidence → |
| Allowance for loan losses | 797,000 | USD | evidence → |
| Securities available for sale | 54,354,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 83,410,000 | USD | evidence → |
| Interest-bearing deposits | 66,934,000 | USD | evidence → |
| Noninterest-bearing deposits | 16,476,000 | USD | evidence → |
| Equity capital | 14,490,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,017,000 | USD | evidence → |
| Interest expense | 139,000 | USD | evidence → |
| Net interest income | 878,000 | USD | evidence → |
| Noninterest income | 94,000 | USD | evidence → |
| Noninterest expense | 747,000 | USD | evidence → |
| Provision for loan losses | 26,000 | USD | evidence → |
| Pretax income | 199,000 | USD | evidence → |
| Income tax | 60,000 | USD | evidence → |
| Net income | 139,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,354,000 | USD | evidence → |
| Total capital | 15,107,000 | USD | evidence → |
| Risk-weighted assets | 60,201,000 | USD | evidence → |