Call report 2012Q4
WEST POINT BANK — 2012Q4
The 22 measures WEST POINT BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 164,598,000 | USD | evidence → |
| Total loans | 65,136,000 | USD | evidence → |
| Allowance for loan losses | 796,000 | USD | evidence → |
| Securities available for sale | 65,194,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 81,292,000 | USD | evidence → |
| Interest-bearing deposits | 65,322,000 | USD | evidence → |
| Noninterest-bearing deposits | 15,970,000 | USD | evidence → |
| Equity capital | 14,254,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,964,000 | USD | evidence → |
| Interest expense | 708,000 | USD | evidence → |
| Net interest income | 4,256,000 | USD | evidence → |
| Noninterest income | 284,000 | USD | evidence → |
| Noninterest expense | 3,149,000 | USD | evidence → |
| Provision for loan losses | 121,000 | USD | evidence → |
| Pretax income | 1,270,000 | USD | evidence → |
| Income tax | 460,000 | USD | evidence → |
| Net income | 810,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,215,000 | USD | evidence → |
| Total capital | 15,011,000 | USD | evidence → |
| Risk-weighted assets | 64,127,000 | USD | evidence → |