Call report 2012Q3
WEST POINT BANK — 2012Q3
The 22 measures WEST POINT BANK reported to the FFIEC for 2012Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 167,687,000 | USD | evidence → |
| Total loans | 67,136,000 | USD | evidence → |
| Allowance for loan losses | 789,000 | USD | evidence → |
| Securities available for sale | 66,316,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 82,757,000 | USD | evidence → |
| Interest-bearing deposits | 65,799,000 | USD | evidence → |
| Noninterest-bearing deposits | 16,958,000 | USD | evidence → |
| Equity capital | 16,120,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,848,000 | USD | evidence → |
| Interest expense | 558,000 | USD | evidence → |
| Net interest income | 3,290,000 | USD | evidence → |
| Noninterest income | 204,000 | USD | evidence → |
| Noninterest expense | 2,336,000 | USD | evidence → |
| Provision for loan losses | 49,000 | USD | evidence → |
| Pretax income | 1,109,000 | USD | evidence → |
| Income tax | 368,000 | USD | evidence → |
| Net income | 741,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,146,000 | USD | evidence → |
| Total capital | 16,935,000 | USD | evidence → |
| Risk-weighted assets | 64,672,000 | USD | evidence → |