Call report 2012Q2
WEST POINT BANK — 2012Q2
The 22 measures WEST POINT BANK reported to the FFIEC for 2012Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 159,699,000 | USD | evidence → |
| Total loans | 66,276,000 | USD | evidence → |
| Allowance for loan losses | 785,000 | USD | evidence → |
| Securities available for sale | 71,081,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 79,070,000 | USD | evidence → |
| Interest-bearing deposits | 61,473,000 | USD | evidence → |
| Noninterest-bearing deposits | 17,597,000 | USD | evidence → |
| Equity capital | 15,992,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,643,000 | USD | evidence → |
| Interest expense | 382,000 | USD | evidence → |
| Net interest income | 2,261,000 | USD | evidence → |
| Noninterest income | 99,000 | USD | evidence → |
| Noninterest expense | 1,514,000 | USD | evidence → |
| Provision for loan losses | 37,000 | USD | evidence → |
| Pretax income | 809,000 | USD | evidence → |
| Income tax | 276,000 | USD | evidence → |
| Net income | 533,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,938,000 | USD | evidence → |
| Total capital | 16,709,000 | USD | evidence → |
| Risk-weighted assets | 61,641,000 | USD | evidence → |