Call report 2012Q1
WEST POINT BANK — 2012Q1
The 22 measures WEST POINT BANK reported to the FFIEC for 2012Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 157,243,000 | USD | evidence → |
| Total loans | 66,720,000 | USD | evidence → |
| Allowance for loan losses | 782,000 | USD | evidence → |
| Securities available for sale | 55,365,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 82,254,000 | USD | evidence → |
| Interest-bearing deposits | 65,525,000 | USD | evidence → |
| Noninterest-bearing deposits | 16,729,000 | USD | evidence → |
| Equity capital | 15,787,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,373,000 | USD | evidence → |
| Interest expense | 193,000 | USD | evidence → |
| Net interest income | 1,180,000 | USD | evidence → |
| Noninterest income | 40,000 | USD | evidence → |
| Noninterest expense | 749,000 | USD | evidence → |
| Provision for loan losses | 2,000 | USD | evidence → |
| Pretax income | 469,000 | USD | evidence → |
| Income tax | 150,000 | USD | evidence → |
| Net income | 319,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,724,000 | USD | evidence → |
| Total capital | 16,479,000 | USD | evidence → |
| Risk-weighted assets | 60,342,000 | USD | evidence → |