Call report 2009Q4
WEST POINT BANK — 2009Q4
The 22 measures WEST POINT BANK reported to the FFIEC for 2009Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 115,596,000 | USD | evidence → |
| Total loans | 66,484,000 | USD | evidence → |
| Allowance for loan losses | 513,000 | USD | evidence → |
| Securities available for sale | 29,875,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 67,240,000 | USD | evidence → |
| Interest-bearing deposits | 52,677,000 | USD | evidence → |
| Noninterest-bearing deposits | 14,563,000 | USD | evidence → |
| Equity capital | 13,107,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,479,000 | USD | evidence → |
| Interest expense | 1,116,000 | USD | evidence → |
| Net interest income | 4,363,000 | USD | evidence → |
| Noninterest income | 231,000 | USD | evidence → |
| Noninterest expense | 2,660,000 | USD | evidence → |
| Provision for loan losses | 720,000 | USD | evidence → |
| Pretax income | 1,214,000 | USD | evidence → |
| Income tax | 435,000 | USD | evidence → |
| Net income | 779,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,938,000 | USD | evidence → |
| Total capital | 13,451,000 | USD | evidence → |
| Risk-weighted assets | 56,061,000 | USD | evidence → |