Call report 2010Q1
WEST POINT BANK — 2010Q1
The 22 measures WEST POINT BANK reported to the FFIEC for 2010Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 125,450,000 | USD | evidence → |
| Total loans | 66,552,000 | USD | evidence → |
| Allowance for loan losses | 514,000 | USD | evidence → |
| Securities available for sale | 37,696,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 71,207,000 | USD | evidence → |
| Interest-bearing deposits | 54,760,000 | USD | evidence → |
| Noninterest-bearing deposits | 16,447,000 | USD | evidence → |
| Equity capital | 13,541,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,402,000 | USD | evidence → |
| Interest expense | 250,000 | USD | evidence → |
| Net interest income | 1,152,000 | USD | evidence → |
| Noninterest income | 73,000 | USD | evidence → |
| Noninterest expense | 701,000 | USD | evidence → |
| Provision for loan losses | 20,000 | USD | evidence → |
| Pretax income | 504,000 | USD | evidence → |
| Income tax | 174,000 | USD | evidence → |
| Net income | 330,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,272,000 | USD | evidence → |
| Total capital | 13,786,000 | USD | evidence → |
| Risk-weighted assets | 55,386,000 | USD | evidence → |