Call report 2009Q3
WEST POINT BANK — 2009Q3
The 22 measures WEST POINT BANK reported to the FFIEC for 2009Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 111,516,000 | USD | evidence → |
| Total loans | 64,154,000 | USD | evidence → |
| Allowance for loan losses | 514,000 | USD | evidence → |
| Securities available for sale | 28,837,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 71,484,000 | USD | evidence → |
| Interest-bearing deposits | 55,759,000 | USD | evidence → |
| Noninterest-bearing deposits | 15,725,000 | USD | evidence → |
| Equity capital | 12,933,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,127,000 | USD | evidence → |
| Interest expense | 862,000 | USD | evidence → |
| Net interest income | 3,265,000 | USD | evidence → |
| Noninterest income | 133,000 | USD | evidence → |
| Noninterest expense | 2,014,000 | USD | evidence → |
| Provision for loan losses | 405,000 | USD | evidence → |
| Pretax income | 979,000 | USD | evidence → |
| Income tax | 320,000 | USD | evidence → |
| Net income | 659,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,813,000 | USD | evidence → |
| Total capital | 13,327,000 | USD | evidence → |
| Risk-weighted assets | 52,581,000 | USD | evidence → |