Call report 2009Q2
WEST POINT BANK — 2009Q2
The 22 measures WEST POINT BANK reported to the FFIEC for 2009Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 110,941,000 | USD | evidence → |
| Total loans | 63,455,000 | USD | evidence → |
| Allowance for loan losses | 520,000 | USD | evidence → |
| Securities available for sale | 29,171,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 68,744,000 | USD | evidence → |
| Interest-bearing deposits | 54,488,000 | USD | evidence → |
| Noninterest-bearing deposits | 14,256,000 | USD | evidence → |
| Equity capital | 12,624,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,798,000 | USD | evidence → |
| Interest expense | 601,000 | USD | evidence → |
| Net interest income | 2,197,000 | USD | evidence → |
| Noninterest income | 103,000 | USD | evidence → |
| Noninterest expense | 1,378,000 | USD | evidence → |
| Provision for loan losses | 292,000 | USD | evidence → |
| Pretax income | 630,000 | USD | evidence → |
| Income tax | 214,000 | USD | evidence → |
| Net income | 416,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,565,000 | USD | evidence → |
| Total capital | 13,085,000 | USD | evidence → |
| Risk-weighted assets | 54,549,000 | USD | evidence → |