Call report 2008Q3
WEST POINT BANK — 2008Q3
The 22 measures WEST POINT BANK reported to the FFIEC for 2008Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 108,102,000 | USD | evidence → |
| Total loans | 66,336,000 | USD | evidence → |
| Allowance for loan losses | 350,000 | USD | evidence → |
| Securities available for sale | 32,679,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 74,030,000 | USD | evidence → |
| Interest-bearing deposits | 57,734,000 | USD | evidence → |
| Noninterest-bearing deposits | 16,296,000 | USD | evidence → |
| Equity capital | 12,050,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,807,000 | USD | evidence → |
| Interest expense | 1,709,000 | USD | evidence → |
| Net interest income | 3,098,000 | USD | evidence → |
| Noninterest income | 190,000 | USD | evidence → |
| Noninterest expense | 2,024,000 | USD | evidence → |
| Provision for loan losses | 109,000 | USD | evidence → |
| Pretax income | 1,155,000 | USD | evidence → |
| Income tax | 406,000 | USD | evidence → |
| Net income | 749,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,108,000 | USD | evidence → |
| Total capital | 12,458,000 | USD | evidence → |
| Risk-weighted assets | 56,339,000 | USD | evidence → |