Call report 2008Q4
WEST POINT BANK — 2008Q4
The 22 measures WEST POINT BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 105,728,000 | USD | evidence → |
| Total loans | 64,974,000 | USD | evidence → |
| Allowance for loan losses | 361,000 | USD | evidence → |
| Securities available for sale | 24,064,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 68,902,000 | USD | evidence → |
| Interest-bearing deposits | 53,681,000 | USD | evidence → |
| Noninterest-bearing deposits | 15,221,000 | USD | evidence → |
| Equity capital | 12,198,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,310,000 | USD | evidence → |
| Interest expense | 2,107,000 | USD | evidence → |
| Net interest income | 4,203,000 | USD | evidence → |
| Noninterest income | 242,000 | USD | evidence → |
| Noninterest expense | 2,854,000 | USD | evidence → |
| Provision for loan losses | 366,000 | USD | evidence → |
| Pretax income | 1,225,000 | USD | evidence → |
| Income tax | 448,000 | USD | evidence → |
| Net income | 777,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,140,000 | USD | evidence → |
| Total capital | 12,501,000 | USD | evidence → |
| Risk-weighted assets | 54,598,000 | USD | evidence → |