Call report 2008Q2
WEST POINT BANK — 2008Q2
The 22 measures WEST POINT BANK reported to the FFIEC for 2008Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 113,043,000 | USD | evidence → |
| Total loans | 67,216,000 | USD | evidence → |
| Allowance for loan losses | 241,000 | USD | evidence → |
| Securities available for sale | 34,156,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 78,331,000 | USD | evidence → |
| Interest-bearing deposits | 61,970,000 | USD | evidence → |
| Noninterest-bearing deposits | 16,361,000 | USD | evidence → |
| Equity capital | 11,907,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,260,000 | USD | evidence → |
| Interest expense | 1,168,000 | USD | evidence → |
| Net interest income | 2,092,000 | USD | evidence → |
| Noninterest income | 164,000 | USD | evidence → |
| Noninterest expense | 1,335,000 | USD | evidence → |
| Provision for loan losses | 9,000 | USD | evidence → |
| Pretax income | 912,000 | USD | evidence → |
| Income tax | 318,000 | USD | evidence → |
| Net income | 594,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,949,000 | USD | evidence → |
| Total capital | 12,190,000 | USD | evidence → |
| Risk-weighted assets | 58,162,000 | USD | evidence → |