Call report 2008Q1
WEST POINT BANK — 2008Q1
The 22 measures WEST POINT BANK reported to the FFIEC for 2008Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 112,086,000 | USD | evidence → |
| Total loans | 68,822,000 | USD | evidence → |
| Allowance for loan losses | 284,000 | USD | evidence → |
| Securities available for sale | 30,162,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 72,962,000 | USD | evidence → |
| Interest-bearing deposits | 57,008,000 | USD | evidence → |
| Noninterest-bearing deposits | 15,954,000 | USD | evidence → |
| Equity capital | 11,721,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,644,000 | USD | evidence → |
| Interest expense | 633,000 | USD | evidence → |
| Net interest income | 1,011,000 | USD | evidence → |
| Noninterest income | 83,000 | USD | evidence → |
| Noninterest expense | 679,000 | USD | evidence → |
| Provision for loan losses | 9,000 | USD | evidence → |
| Pretax income | 406,000 | USD | evidence → |
| Income tax | 144,000 | USD | evidence → |
| Net income | 262,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,612,000 | USD | evidence → |
| Total capital | 11,896,000 | USD | evidence → |
| Risk-weighted assets | 58,771,000 | USD | evidence → |