Call report 2007Q4
WEST POINT BANK — 2007Q4
The 22 measures WEST POINT BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 107,482,000 | USD | evidence → |
| Total loans | 69,911,000 | USD | evidence → |
| Allowance for loan losses | 292,000 | USD | evidence → |
| Securities available for sale | 27,563,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 64,823,000 | USD | evidence → |
| Interest-bearing deposits | 50,142,000 | USD | evidence → |
| Noninterest-bearing deposits | 14,681,000 | USD | evidence → |
| Equity capital | 11,442,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,206,000 | USD | evidence → |
| Interest expense | 3,266,000 | USD | evidence → |
| Net interest income | 3,940,000 | USD | evidence → |
| Noninterest income | 243,000 | USD | evidence → |
| Noninterest expense | 2,381,000 | USD | evidence → |
| Provision for loan losses | 307,000 | USD | evidence → |
| Pretax income | 1,497,000 | USD | evidence → |
| Income tax | 561,000 | USD | evidence → |
| Net income | 936,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,346,000 | USD | evidence → |
| Total capital | 11,638,000 | USD | evidence → |
| Risk-weighted assets | 60,635,000 | USD | evidence → |