Call report 2007Q3
WEST POINT BANK — 2007Q3
The 22 measures WEST POINT BANK reported to the FFIEC for 2007Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 109,774,000 | USD | evidence → |
| Total loans | 69,671,000 | USD | evidence → |
| Allowance for loan losses | 342,000 | USD | evidence → |
| Securities available for sale | 30,910,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 67,714,000 | USD | evidence → |
| Interest-bearing deposits | 52,708,000 | USD | evidence → |
| Noninterest-bearing deposits | 15,006,000 | USD | evidence → |
| Equity capital | 11,196,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,452,000 | USD | evidence → |
| Interest expense | 2,533,000 | USD | evidence → |
| Net interest income | 2,919,000 | USD | evidence → |
| Noninterest income | 268,000 | USD | evidence → |
| Noninterest expense | 1,744,000 | USD | evidence → |
| Provision for loan losses | 307,000 | USD | evidence → |
| Pretax income | 1,136,000 | USD | evidence → |
| Income tax | 392,000 | USD | evidence → |
| Net income | 744,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,150,000 | USD | evidence → |
| Total capital | 11,492,000 | USD | evidence → |
| Risk-weighted assets | 60,440,000 | USD | evidence → |