Call report 2007Q2
WEST POINT BANK — 2007Q2
The 22 measures WEST POINT BANK reported to the FFIEC for 2007Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 108,011,000 | USD | evidence → |
| Total loans | 70,154,000 | USD | evidence → |
| Allowance for loan losses | 241,000 | USD | evidence → |
| Securities available for sale | 31,715,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 69,246,000 | USD | evidence → |
| Interest-bearing deposits | 55,163,000 | USD | evidence → |
| Noninterest-bearing deposits | 14,083,000 | USD | evidence → |
| Equity capital | 10,823,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,658,000 | USD | evidence → |
| Interest expense | 1,740,000 | USD | evidence → |
| Net interest income | 1,918,000 | USD | evidence → |
| Noninterest income | 146,000 | USD | evidence → |
| Noninterest expense | 1,143,000 | USD | evidence → |
| Provision for loan losses | 197,000 | USD | evidence → |
| Pretax income | 724,000 | USD | evidence → |
| Income tax | 256,000 | USD | evidence → |
| Net income | 468,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,869,000 | USD | evidence → |
| Total capital | 11,110,000 | USD | evidence → |
| Risk-weighted assets | 62,876,000 | USD | evidence → |