Call report 2007Q1
WEST POINT BANK — 2007Q1
The 22 measures WEST POINT BANK reported to the FFIEC for 2007Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 110,733,000 | USD | evidence → |
| Total loans | 70,933,000 | USD | evidence → |
| Allowance for loan losses | 144,000 | USD | evidence → |
| Securities available for sale | 32,902,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 69,265,000 | USD | evidence → |
| Interest-bearing deposits | 55,494,000 | USD | evidence → |
| Noninterest-bearing deposits | 13,771,000 | USD | evidence → |
| Equity capital | 10,678,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,851,000 | USD | evidence → |
| Interest expense | 882,000 | USD | evidence → |
| Net interest income | 969,000 | USD | evidence → |
| Noninterest income | 120,000 | USD | evidence → |
| Noninterest expense | 565,000 | USD | evidence → |
| Provision for loan losses | 93,000 | USD | evidence → |
| Pretax income | 431,000 | USD | evidence → |
| Income tax | 141,000 | USD | evidence → |
| Net income | 290,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,686,000 | USD | evidence → |
| Total capital | 10,830,000 | USD | evidence → |
| Risk-weighted assets | 59,453,000 | USD | evidence → |