Call report 2005Q3
WEST POINT BANK — 2005Q3
The 22 measures WEST POINT BANK reported to the FFIEC for 2005Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 105,285,000 | USD | evidence → |
| Total loans | 62,505,000 | USD | evidence → |
| Allowance for loan losses | 112,000 | USD | evidence → |
| Securities available for sale | 34,698,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 78,593,000 | USD | evidence → |
| Interest-bearing deposits | 64,004,000 | USD | evidence → |
| Noninterest-bearing deposits | 14,589,000 | USD | evidence → |
| Equity capital | 8,934,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,863,000 | USD | evidence → |
| Interest expense | 1,452,000 | USD | evidence → |
| Net interest income | 2,411,000 | USD | evidence → |
| Noninterest income | 308,000 | USD | evidence → |
| Noninterest expense | 1,547,000 | USD | evidence → |
| Provision for loan losses | 62,000 | USD | evidence → |
| Pretax income | 1,110,000 | USD | evidence → |
| Income tax | 390,000 | USD | evidence → |
| Net income | 720,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,090,000 | USD | evidence → |
| Total capital | 9,202,000 | USD | evidence → |
| Risk-weighted assets | 52,437,000 | USD | evidence → |