Call report 2005Q2
WEST POINT BANK — 2005Q2
The 22 measures WEST POINT BANK reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 103,233,000 | USD | evidence → |
| Total loans | 57,559,000 | USD | evidence → |
| Allowance for loan losses | 127,000 | USD | evidence → |
| Securities available for sale | 37,211,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 74,989,000 | USD | evidence → |
| Interest-bearing deposits | 60,513,000 | USD | evidence → |
| Noninterest-bearing deposits | 14,476,000 | USD | evidence → |
| Equity capital | 8,778,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,469,000 | USD | evidence → |
| Interest expense | 792,000 | USD | evidence → |
| Net interest income | 1,677,000 | USD | evidence → |
| Noninterest income | 187,000 | USD | evidence → |
| Noninterest expense | 979,000 | USD | evidence → |
| Provision for loan losses | 50,000 | USD | evidence → |
| Pretax income | 835,000 | USD | evidence → |
| Income tax | 290,000 | USD | evidence → |
| Net income | 545,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,910,000 | USD | evidence → |
| Total capital | 9,037,000 | USD | evidence → |
| Risk-weighted assets | 49,116,000 | USD | evidence → |