Call report 2005Q4
WEST POINT BANK — 2005Q4
The 22 measures WEST POINT BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 107,407,000 | USD | evidence → |
| Total loans | 68,524,000 | USD | evidence → |
| Allowance for loan losses | 138,000 | USD | evidence → |
| Securities available for sale | 33,054,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 74,847,000 | USD | evidence → |
| Interest-bearing deposits | 58,248,000 | USD | evidence → |
| Noninterest-bearing deposits | 16,599,000 | USD | evidence → |
| Equity capital | 9,137,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,393,000 | USD | evidence → |
| Interest expense | 2,117,000 | USD | evidence → |
| Net interest income | 3,276,000 | USD | evidence → |
| Noninterest income | 413,000 | USD | evidence → |
| Noninterest expense | 2,094,000 | USD | evidence → |
| Provision for loan losses | 104,000 | USD | evidence → |
| Pretax income | 1,491,000 | USD | evidence → |
| Income tax | 517,000 | USD | evidence → |
| Net income | 974,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,348,000 | USD | evidence → |
| Total capital | 9,486,000 | USD | evidence → |
| Risk-weighted assets | 57,080,000 | USD | evidence → |