Call report 2005Q1
WEST POINT BANK — 2005Q1
The 22 measures WEST POINT BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 90,138,000 | USD | evidence → |
| Total loans | 53,059,000 | USD | evidence → |
| Allowance for loan losses | 79,000 | USD | evidence → |
| Securities available for sale | 31,170,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 59,808,000 | USD | evidence → |
| Interest-bearing deposits | 46,480,000 | USD | evidence → |
| Noninterest-bearing deposits | 13,328,000 | USD | evidence → |
| Equity capital | 8,480,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,187,000 | USD | evidence → |
| Interest expense | 334,000 | USD | evidence → |
| Net interest income | 853,000 | USD | evidence → |
| Noninterest income | 89,000 | USD | evidence → |
| Noninterest expense | 465,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 477,000 | USD | evidence → |
| Income tax | 171,000 | USD | evidence → |
| Net income | 306,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,667,000 | USD | evidence → |
| Total capital | 8,746,000 | USD | evidence → |
| Risk-weighted assets | 43,420,000 | USD | evidence → |