Call report 2004Q4
WEST POINT BANK — 2004Q4
The 22 measures WEST POINT BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 88,453,000 | USD | evidence → |
| Total loans | 52,013,000 | USD | evidence → |
| Allowance for loan losses | 78,000 | USD | evidence → |
| Securities available for sale | 32,091,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 57,764,000 | USD | evidence → |
| Interest-bearing deposits | 44,558,000 | USD | evidence → |
| Noninterest-bearing deposits | 13,206,000 | USD | evidence → |
| Equity capital | 8,297,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,323,000 | USD | evidence → |
| Interest expense | 1,066,000 | USD | evidence → |
| Net interest income | 3,257,000 | USD | evidence → |
| Noninterest income | 348,000 | USD | evidence → |
| Noninterest expense | 1,708,000 | USD | evidence → |
| Provision for loan losses | 10,000 | USD | evidence → |
| Pretax income | 1,887,000 | USD | evidence → |
| Income tax | 648,000 | USD | evidence → |
| Net income | 1,239,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,357,000 | USD | evidence → |
| Total capital | 8,435,000 | USD | evidence → |
| Risk-weighted assets | 42,759,000 | USD | evidence → |