Call report 2004Q3
WEST POINT BANK — 2004Q3
The 22 measures WEST POINT BANK reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 85,002,000 | USD | evidence → |
| Total loans | 46,828,000 | USD | evidence → |
| Allowance for loan losses | 75,000 | USD | evidence → |
| Securities available for sale | 33,051,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 60,329,000 | USD | evidence → |
| Interest-bearing deposits | 45,207,000 | USD | evidence → |
| Noninterest-bearing deposits | 15,122,000 | USD | evidence → |
| Equity capital | 7,968,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,134,000 | USD | evidence → |
| Interest expense | 780,000 | USD | evidence → |
| Net interest income | 2,354,000 | USD | evidence → |
| Noninterest income | 251,000 | USD | evidence → |
| Noninterest expense | 1,304,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,301,000 | USD | evidence → |
| Income tax | 451,000 | USD | evidence → |
| Net income | 850,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,963,000 | USD | evidence → |
| Total capital | 8,038,000 | USD | evidence → |
| Risk-weighted assets | 39,213,000 | USD | evidence → |