Call report 2004Q2
WEST POINT BANK — 2004Q2
The 22 measures WEST POINT BANK reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 87,835,000 | USD | evidence → |
| Total loans | 43,762,000 | USD | evidence → |
| Allowance for loan losses | 78,000 | USD | evidence → |
| Securities available for sale | 37,197,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 60,097,000 | USD | evidence → |
| Interest-bearing deposits | 47,827,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,270,000 | USD | evidence → |
| Equity capital | 7,328,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,013,000 | USD | evidence → |
| Interest expense | 511,000 | USD | evidence → |
| Net interest income | 1,502,000 | USD | evidence → |
| Noninterest income | 167,000 | USD | evidence → |
| Noninterest expense | 859,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 810,000 | USD | evidence → |
| Income tax | 281,000 | USD | evidence → |
| Net income | 529,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,638,000 | USD | evidence → |
| Total capital | 7,716,000 | USD | evidence → |
| Risk-weighted assets | 38,315,000 | USD | evidence → |