Call report 2004Q1
WEST POINT BANK — 2004Q1
The 22 measures WEST POINT BANK reported to the FFIEC for 2004Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 85,215,000 | USD | evidence → |
| Total loans | 41,648,000 | USD | evidence → |
| Allowance for loan losses | 78,000 | USD | evidence → |
| Securities available for sale | 36,384,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 59,132,000 | USD | evidence → |
| Interest-bearing deposits | 45,904,000 | USD | evidence → |
| Noninterest-bearing deposits | 13,228,000 | USD | evidence → |
| Equity capital | 7,576,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 966,000 | USD | evidence → |
| Interest expense | 259,000 | USD | evidence → |
| Net interest income | 707,000 | USD | evidence → |
| Noninterest income | 79,000 | USD | evidence → |
| Noninterest expense | 407,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 379,000 | USD | evidence → |
| Income tax | 127,000 | USD | evidence → |
| Net income | 252,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,356,000 | USD | evidence → |
| Total capital | 7,434,000 | USD | evidence → |
| Risk-weighted assets | 35,113,000 | USD | evidence → |